{"id":6953,"date":"2021-11-22T19:13:16","date_gmt":"2021-11-23T00:13:16","guid":{"rendered":"https:\/\/reddotalerts.ca\/does-insurance-cover-medical-alert-systems\/"},"modified":"2022-05-24T19:05:04","modified_gmt":"2022-05-24T23:05:04","slug":"does-insurance-cover-medical-alert-systems","status":"publish","type":"post","link":"https:\/\/reddotalerts.ca\/fr\/does-insurance-cover-medical-alert-systems\/","title":{"rendered":"Les assurances prennent-elles en charge les syst\u00e8mes d\u2019alerte m\u00e9dicale ?"},"content":{"rendered":"\n

Si vous habitez seul, un syst\u00e8me d\u2019alerte m\u00e9dicale de pointe peut vous sauver la vie. Outre la surveillance des chutes et l\u2019envoi d\u2019une aide d\u2019urgence \u00e0 votre emplacement, les syst\u00e8mes d\u2019alerte m\u00e9dicale assurent aussi une tranquillit\u00e9 d\u2019esprit, pour vous et pour vos proches et vous aident \u00e0 conserver votre autonomie<\/a>. Bien s\u00fbr, comme tout service de qualit\u00e9, ces syst\u00e8mes comportent des co\u00fbts qui peuvent s\u2019additionner avec le temps.<\/p>\n\n

Selon le fournisseur du syst\u00e8me d\u2019alerte m\u00e9dicale auquel vous faites appel et le type de service re\u00e7u, ces co\u00fbts peuvent varier consid\u00e9rablement. Par exemple, vous pourriez payer des frais uniques de location d\u2019\u00e9quipement et d\u2019installation, en plus de frais de surveillance mensuelle. D\u2019autres entreprises fournissent l\u2019\u00e9quipement et l\u2019installation gratuitement et n\u2019imposent que des frais de surveillance mensuels qui peuvent, ou non, vous obliger \u00e0 signer un contrat vous liant sur deux ou trois ans. <\/p>\n\n

Or donc, notre r\u00e9gime d\u2019assurance maladie canadien prend-il en charge, d\u2019une fa\u00e7on ou d\u2019une autre, une partie des co\u00fbts des syst\u00e8mes d\u2019alerte m\u00e9dicale ? La r\u00e9ponse la plus simple est assur\u00e9ment non. Notre r\u00e9gime ne rembourse ni ne prend en charge le co\u00fbt des syst\u00e8mes d\u2019alerte m\u00e9dicale, ni en partie, ni en totalit\u00e9. Cependant, dans certains cas, au moins une part des co\u00fbts peuvent ouvrir droit \u00e0 un cr\u00e9dit d\u2019imp\u00f4t \u00e0 titre de d\u00e9penses m\u00e9dicales. Assurez-vous d\u2019en toucher mot \u00e0 votre comptable ou \u00e0 votre sp\u00e9cialiste des imp\u00f4ts pour en savoir plus long sur ce que vous pouvez ou non r\u00e9clamer. <\/p>\n\n

Votre assureur priv\u00e9 peut-il prendre en charge une partie des co\u00fbts des syst\u00e8mes d\u2019alerte m\u00e9dicale ?<\/h3>\n\n

Si le r\u00e9gime public ne prend pas en charge les co\u00fbts des syst\u00e8mes d\u2019alerte m\u00e9dicale, qu\u2019en est-il des assureurs priv\u00e9s ? Peuvent-ils au moins rembourser une part de vos frais ? La r\u00e9ponse la plus simple, dans ce cas est : \u00ab non, mais tout d\u00e9pend \u00bb. <\/p>\n\n

Certains assureurs vous encourageront \u00e0 vous munir d\u2019un syst\u00e8me d\u2019alerte m\u00e9dicale si vous courez le risque d\u2019une chute ou d\u2019une urgence m\u00e9dicale dans votre foyer. Cependant, la plupart d\u2019entre eux n\u2019iront pas jusqu\u2019\u00e0 prendre en charge les co\u00fbts de ces syst\u00e8mes. <\/p>\n\n

Il en vaut toujours la peine d\u2019en toucher mot \u00e0 votre assureur, apr\u00e8s avoir achet\u00e9 un syst\u00e8me d\u2019alerte m\u00e9dicale, pour vous informer si vous \u00eates admissible \u00e0 un remboursement quelconque en fonction de votre situation particuli\u00e8re. Mieux encore, si votre m\u00e9decin vous recommande de vous munir d\u2019un syst\u00e8me d\u2019alerte m\u00e9dicale ou en approuve l\u2019achat, vous aurez de meilleures chances d\u2019obtenir un certain remboursement de votre assureur. <\/p>\n\n

Outre les assureurs priv\u00e9s, les fournisseurs d\u2019assurance de soins de longue dur\u00e9e<\/a> pourraient participer \u00e0 certains frais associ\u00e9s aux syst\u00e8mes d\u2019alerte m\u00e9dicale et aux services de surveillance, si vous y \u00eates admissibles. Le gouvernement canadien offre ici <\/a>un descriptif des exigences n\u00e9cessaires pour se qualifier pour une assurance de soins de longue dur\u00e9e.<\/p>\n\n

Si vous devez effectivement assumer vous-m\u00eame les co\u00fbts de votre syst\u00e8me d\u2019alerte m\u00e9dicale (ce qui est souvent le cas) rappelez-vous que les nouvelles ne sont pas toutes mauvaises. Bien des fournisseurs offrent des ententes, des incitatifs, des financements \u00e0 faible co\u00fbt ou des ententes pluriannuelles qui rendent vos paiements mensuels plus abordables. Vous pourriez m\u00eame consulter des organismes locaux susceptibles de vous fournir un syst\u00e8me d\u2019alerte m\u00e9dicale \u00e0 une fraction du co\u00fbt si vous vivez \u00e0 revenu fixe. <\/p>\n\n

Quelle que soit la voie que vous choisirez pour couvrir les frais, que ce soit par le biais de votre assureur, de d\u00e9ductions fiscales ou en assumant vous-m\u00eame la facture, vous savez qu\u2019un syst\u00e8me d\u2019alerte m\u00e9dicale est en fin de compte un investissement judicieux pour votre s\u00e9curit\u00e9 et votre bien-\u00eatre \u00e0 long terme.<\/p>\n\n

<\/div>\n","protected":false},"excerpt":{"rendered":"

Si vous habitez seul, un syst\u00e8me d\u2019alerte m\u00e9dicale de pointe peut vous sauver la vie. Outre la surveillance des chutes et l\u2019envoi d\u2019une aide d\u2019urgence \u00e0 votre emplacement, les syst\u00e8mes d\u2019alerte m\u00e9dicale assurent aussi une tranquillit\u00e9 d\u2019esprit, pour vous et pour vos proches et vous aident \u00e0 conserver votre autonomie. Bien s\u00fbr, comme tout service […]<\/p>\n","protected":false},"author":9,"featured_media":1859,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_et_pb_use_builder":"","_et_pb_old_content":"","_et_gb_content_width":"","om_disable_all_campaigns":false,"inline_featured_image":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"footnotes":"","_links_to":"","_links_to_target":""},"categories":[15],"tags":[],"class_list":["post-6953","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-fr"],"aioseo_notices":[],"yoast_head":"\nLes assurances prennent-elles en charge les syst\u00e8mes d\u2019alerte m\u00e9dicale ? - Red Dot Personal Alert Solutions<\/title>\n<meta name=\"description\" content=\"Coping with the death of a spouse is tough \u2013 no two ways about it. 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